{"id":7397,"date":"2016-11-22T00:37:24","date_gmt":"2016-11-21T22:37:24","guid":{"rendered":"https:\/\/www.gereso.com\/actualites\/?p=7397"},"modified":"2016-11-28T10:30:07","modified_gmt":"2016-11-28T08:30:07","slug":"decret-sur-le-crowdfunding","status":"publish","type":"post","link":"https:\/\/www.gereso.com\/actualites\/2016\/11\/22\/decret-sur-le-crowdfunding\/","title":{"rendered":"D\u00e9cret sur le crowdfunding"},"content":{"rendered":"<p>Le d\u00e9cret du 28 octobre 2016 pr\u00e9voit diff\u00e9rentes mesures en faveur du d\u00e9veloppement de la <strong>finance participative ou crowdfunding<\/strong>. Cette nouvelle modalit\u00e9 de financement permet \u00e0 des porteurs de projets de lever des fonds aupr\u00e8s du public sous forme <strong>de parts sociales ou actions, de pr\u00eats ou de dons<\/strong> par l&rsquo;interm\u00e9diaire d&rsquo;une plateforme Internet.<\/p>\n<p>Le r\u00e9cent d\u00e9cret adopt\u00e9 permet \u00e9galement aux entreprises de proposer sur ces plateformes des <strong>actions de pr\u00e9f\u00e9rence, des obligations convertibles et des titres participatifs<\/strong>, sous certaines conditions. Mais l&rsquo;essentiel du texte concerne le crowdlending, c&rsquo;est-\u00e0-dire le <strong>pr\u00eat d&rsquo;argent<\/strong> (exemples de plateformes d\u00e9di\u00e9es \u00e0 cette activit\u00e9 en France : lendix, lendopolis, unilend) :<\/p>\n<ul>\n<li>les <strong>pr\u00eats avec int\u00e9r\u00eats<\/strong> sont d\u00e9sormais limit\u00e9s \u00e0 <strong>2.000 \u20ac par pr\u00eateur <\/strong>et par projet au lieu de 1.000 \u20ac avant<\/li>\n<li>les pr\u00eats sans int\u00e9r\u00eats sont d\u00e9sormais limit\u00e9s \u00e0 5.000 \u20ac par pr\u00eateur et par projet, au lieu de 4.000 \u20ac avant<\/li>\n<li>un porteur de projet peut emprunter via ces plateformes<strong>, jusqu&rsquo;\u00e0 2.500.000 \u20ac par projet<\/strong> contre 1.000.000 \u20ac au pr\u00e9alable.<\/li>\n<\/ul>\n<p>Rappelons que cette activit\u00e9 est tr\u00e8s r\u00e9cente puisque la loi supprimant le monop\u00f4le des \u00e9tablissements de cr\u00e9dit pour r\u00e9aliser des pr\u00eats sans int\u00e9r\u00eats n&rsquo;est entr\u00e9e en vigueur que le 1er octobre 2014.<\/p>\n<p>Le d\u00e9cret ne se limite pas au crowdfunding. Il permet \u00e9galement l&rsquo;\u00e9mission de <strong>minibons<\/strong> qui permettent aux personnes morales de pr\u00eater de l&rsquo;argent \u00e0 des entreprises (\u00e9ventuellement via une plateforme de crowdfunding).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le d\u00e9cret du 28 octobre 2016 pr\u00e9voit diff\u00e9rentes mesures en faveur du d\u00e9veloppement de la finance participative ou crowdfunding. Cette nouvelle modalit\u00e9 de financement permet \u00e0 des porteurs de projets de lever des fonds aupr\u00e8s du public sous forme de parts sociales ou actions, de pr\u00eats ou de dons par l&rsquo;interm\u00e9diaire d&rsquo;une plateforme Internet. Le [&hellip;]<\/p>\n","protected":false},"author":45,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"quote","meta":{"_acf_changed":false,"_mi_skip_tracking":false,"footnotes":""},"categories":[776],"tags":[1054],"class_list":["post-7397","post","type-post","status-publish","format-quote","hentry","category-droit-des-affaires","tag-crowdfunding","post_format-post-format-quote"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>D\u00e9cret sur le crowdfunding - Le Blog GERESO<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gereso.com\/actualites\/2016\/11\/22\/decret-sur-le-crowdfunding\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"D\u00e9cret sur le crowdfunding - Le Blog GERESO\" \/>\n<meta property=\"og:description\" content=\"Le d\u00e9cret du 28 octobre 2016 pr\u00e9voit diff\u00e9rentes mesures en faveur du d\u00e9veloppement de la finance participative ou crowdfunding. 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